LTAT Dividends For 2025: Grades & Review
The Armed Forces Fund Board (LTAT) announced that the LTAT dividend rate for the financial year ending December 31, 2025 will be 5.35 percent. The amount of dividend distribution is the highest in the last eight years.
The total distribution was worth RM524.74 million to contributors, including members of the Malaysian Armed Forces (ATM).
Checking LTAT dividends can be done on the TNI Fund portal via the following link: or the MyWIRA application.
See complete information regarding LTAT dividend rates and how to check them below.
LTAT 2025 DIVIDEND PERFORMANCE SUMMARY
- Dividend Rate: 5.35%
- Achievement Status: The highest level in the period 8 years.
- Announcement Date: March 12, 2026.
- Credit Date: Start March 13, 2026.
- Overview: LTAT Portal / MyWIRA App
What is LTAT Dividend?
LTAT dividend refers to the annual profit payment declared by the Armed Forces Fund Board (LTAT) to its contributors, namely members of the Malaysian Armed Forces (AMF) and military retirees.
Taken from LTAT investment performance and automatically credited to the member’s savings account as investment proceeds (usually in the form of additional Unit Trust Fund units or cash).
This dividend is not only an incentive but also for future savings after retirement.
NOTE: LTAT contribution is a mandatory contribution for LLP members only if a deduction of 10% of actual salary is paid to LTAT. The government will contribute 15% of the actual salary to the member’s account. Every year LTAT will pay dividends on these contributions.
Who’s Involved?
LTAT contributors consist of officers and members of other ranks (LLP) of the Malaysian Armed Forces (ATM) who are on duty, retired military officers, members of the Voluntary Forces (RPK), as well as candidates (heirs of donors who died).
These dividends are automatically credited to the member’s savings account as investment proceeds (usually in the form of additional Trust Fund units or cash), not only as an incentive but also for future savings after retirement.
Watch the 2025 LTAT Dividend Announcement Media Release below:
LTAT Dividend Rate For 2025
The Armed Forces Fund Board (LTAT) has announced the dividend amount for the financial year ending December 31, 2025 on March 12, 2026.
The declared dividend rate is equal to 5.35%.
This figure is the highest distribution in the last eight years, indicating strong financial performance despite challenging global economic conditions.
Year to Year Comparison
This announcement also marks the fourth consecutive year that LTAT has returned more than 5%:
- 2025: 5.35%
- 2024: 5.25% (including 0.25% bonus)
- 2023: 5.00%
- 2022: 5.00%
- 2021: 4.10%
- 2020: 3.50%
- 2019: 2.50%
- 2018: 2.00%
- 2017: 8.27%
- 2016: 7.99%
- 2015: 8.1%
Date the LTAT Dividend was Credited
Contributors can start checking the crediting of dividends to their respective accounts starting March 13, 2026 through:
How to Check LTAT Dividends
To check the 2025 LTAT dividend which will start to be credited on March 13 2026, please follow the following steps:
Via LTAT Portal
- Visit the LTAT Portal at www.ltat.org.my and look for the link to i-WIRA.
- Login using No. Military/KTP and password; Register if you haven’t already by filling in your personal data and verifying the OTP code.
- Select the “Reports” tab to view details of annual contributions, current dividends (such as 5.35% 2025), and unit trusts.
MyWIRA application
The app is available for download on Google Play Store, Apple App Store, and Huawei AppGallery.
- Login: Enter No. Your Identity Card and Password.
- Main View: After logging in, your account’s latest balance will be displayed.
- Statement Menu: Click on the section ‘Statement’ or ‘Annual Statement’.
- Select Year: Select year 2025 to view details of dividend transactions that have been credited.
LTAT Contribution Withdrawal Method
The process of withdrawing LTAT savings (including credited dividends) depends on the member’s service status and account allocation: Account 1 (60% – only for retirement) and Account 2 (40% – can be used during service).
Full withdrawal is only permitted upon completion of service/retirement.
Production Steps
- Log in to MyWIRA: Use the MyWIRA application or portal www.ltat.gov.my/members/mywira/ MyDigital ID, No. Army/IC, and password.
- Select “Withdraw”: Access the dashboard > select the type of withdrawal (pension, housing, education, Hajj, etc.).
- Complete the form: Fill in the information, upload documents (IC, proof of Hajj/education, bank account), and send.
- Monitor real-time approvals; internal processes 1-3 working days.
Main Types of Production
| Type | Conditions/Limitations | Accounts Engaged |
|---|---|---|
| Retirement/End of Service | Full (Account 1+2 + dividends); 1 month after the end of the service period or age 50 years | All accounts |
| Housing area | ≤40% Account 2 OR 10% of house price (max RM10,000); age ≥22 years & birth ≥5 years | Account 2 only |
| Education/Hajj | Once during the service; max RM10,000; contribution ≥15 years + LTH/IPT letter | Account 2 only |
Further information
For the latest information and further information regarding the 2025 LTAT dividend, please refer to:
- LTAT Portal
- Facebook LTAT
- MyWIRA application
- E-mail: [email protected]
- LTAT Customer Service at 1-300-88-5828.
LTAT Dividend FAQ
The Armed Forces Fund Board (LTAT) has announced the dividend rate for the financial year ending 31 December 2025 on 12 March 2026 at 5.35%
The 2025 dividend (5.35%) is credited on March 13, 2026 (Friday) directly to the contributor’s savings account.
All mandatory contributors (employees + ATM LLP), voluntary contributors, retirees, RPKs, and heirs whose accounts are active.
No.
The amount of dividends is determined by the performance of net profits on LTAT investments in various sectors (such as banking, plantations and real estate) as well as current economic conditions. LTAT also needs to balance distribution with strengthening reserve funds for long-term sustainability.
Crediting is usually done in stages after the announcement date starting March 13 2026. If after a week the balance is still not updated, you can:
– Call LTAT Customer Service at 1-300-88-5828.
– Send email to [email protected].
Yes. If a member dies, all savings including accumulated dividends will be paid to the named heirs or through the inheritance administration process if there is no nomination.
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